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HomeMy WebLinkAboutEasements - 10/30/1985, Deed of Trust, William & Heidemarie Swier (Grantor), 9795 N. Calle Buena Vista, Lot 52, a 'flA: ,y'- �.: • -ti .w..."..t" `A4.., ".s x y., .... .' v�M '_. v ..'•or++�',.. .•r*'r+`-:+ii4. y,*rIF s .. �, ..e.-...» ^' „�. ••« ".- + F ' STATE OF ARIZONA }isI hereby ; within No. 132254 instrumsmCOUNTY Of PIMA in t..:.'4400%.- ~ -- Book.2?2 • �3— k Witnessuu►hand and omcial Seal. � •Y 1 M 1 •;4 •: *, Indexed Paged atoned •• = R�pawst ot: • •.Of'•RRin W A .1J. ' Ir.(•1;` Fes:f mos 41.1141.11 When ,.. • • p1 return to: Sou -- v • and Loan Assn. 310,1 N. Qen • Ave. • Phenix, • 85012 ,,„ DEED OF TRUST Attn•. V � ng Ope tions IL 0944402132 rDUS DEED• TRUST i. this 22nd day of October TWilliam Swier and Heidemarie Swier, husband and wife, as joint sg'ht of survivorship*** .. •• South p� 8 , )• west Savings and Loa Association, 3101 N. Central Ave., Phoenix, AZ 85012 Oietein.•T ee")•andthe Southwest Savings and Loan Assn. ' Arizona ••corporation organized and existing ur der the leiffwboee add N. CentraFAve., Phoenix, AZ 85012 (herein"Lender"). !� Cas RoutOWEa.in consideration of the indebt‘ineu herein recited and the trust herein created,irrevocably grants and oopea to Trustee, in trust. with power of sale. the following described property located in the County of .State of Arizona: ***Trustors Address 9795 N. Calle Buena Vista Oro Valley, Arizona 85704 .4 Lot 52 of Oro Valley Est:..as, a Subdivision of Pima County, Arizona, according, to the map or plat thereof of record in the office of the County Recorder of Pima County, Arizona, in Book 13 of Maps and Plats at page 60 thereof. • I f • I . eles . y 446 • f • 1 4 /a • silkaillisidisaddnsigi 9795 N. Calle Buena Vista Oro Valley lawn &57U4 Mimosa 857U4 **Property Address"); Aril Main= with ell the insprovane str now or hereafter erefted on the property. and all easements. rights. appenteneaces and eels(erbjrct however to the rights and authorities given herein to lender to collect and apply such mast ea of which shall be deemed to be and remain a the pes�oi�. together with said property(or the leasehold the �00���this Dred of Trust;and all of lemelsolbar to if this Deed of Tryst is on a leasehold) are te~s+ed Mas the**Property"; 9‘-arsaatM the repayment of the indebtedness evidenced by Borrower's note dated U.ir f t000.t and and renewals thereof(herein"Note").in the principal suns of .with interest thereon,providing for monthly installments ofQQ and cwt.with the balance Odle indebtedness.if not sooner paid.due and payable on November 1, 2000�� the Deedpa�asentp�ya at al ether sumI s.with interest thereon,advanced in accordance herewith to protect the security of this eft :and the performance Odle covenants and agreements of Borrower herein contained. Beesewer emenents that k. ower is eonwy the lMeperty,and that the �y of the estate hereby conveyed and has the right to grant and covenants that•aetwwt warrants and will defend ��•except for encumbrances of record.Borrowergermy the title to the Property against all claims and demands.subject to aae�beaaeet of seeeed. to = Moons COVIINANTS.Bon�ower and Lender court and +�' 1. of IPegumnt aid agree as follows: P1kel hsteseet. Borrower shall promptly pay when due the badebeillass evidenced by the Note d late charges as provided in the Note. and t had 11111111111111-not w hit- t arm t_rt ?‘/C2/C) 1 • amu assessments(incrudung condominium and planned unit dere3openeat assesssaesnts,if any)which may attain priority over this Deed of Trust,and ground rents on the Property,if any,pita one-twelfth of yearly premium installments for hazard insurance,plus one-twelfth of yearly premium installments for mortgage insurance,if any.all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof.Borrower shall not be obligated to make tech payments of Fends to Lander to the extent that Borrower makes such payments to the holder of a prior mortgage or deed of trust if such holder is an institutional lender. • tf Borrower pays Funds to Lander,the Funds shall be held In an institution the deposits or accounts of which are insured or guaranteed by a Federal or state agency(including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes,assessments,insurance premiums and ground rents.Lender may not charge for so Ming and applying the Fonds,analyzing said account or verifying and compiling said assessments and bills,unless • Lander pays Borrower interest on the Funds and applicable law permits Lender to make such a charge.Borrower and Leaden :nay agree in writing at the time of executiau of this Deed of Trust that interest on the Funds shall be paid to Sommer,and unless such agreement Is rnaJe of applicable law requires such interest to be paid,Lends,shall not be required to pay Borrower say interest or earnings on the Funds. Lander shall give to Borrower,without charge,an animal accounting of the Funds showing credits and deolts to the Funds and the purpose for which each debit to the Funds was made.The Funds are pledged as additional security for the sums secured by this Deed of Trust. If the amount of the Pied:held by Lender,together with the future monthly installments of Funds payable prior to the due dates of taxes,assessments,insurance premiums and ground rents,shall exceed the amount required to pay said taxes,assessments,insurance premiums and ground rents as they fall due,such excess shall be,at Borrower's option, either p nmptly repaid to Borrower or credited to Borrower on monthly installments of Funds.If the amount of the Fends had by Lender shall not be sufficient to pay taxes,assessments,insurance premiums and ground rents as they fall due.Borrower shall pay to Larder any amount necessary to make up the deficiency in one or more payments as Lender may requin:. Mendssyment Mi lith of all sums secured by this Deed of Trust,Lender shall promptly refund to Borrower any held by lander. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender.Landes shall apply,no later than immediately prior to the sale of the Property or its acquisition by Lender, say Funds held by Leander at the time of application as a credit agr'.nst the sums secured by this Deed of Trust. 3. Appllalile of hoosents.Unless applicable law provides otherwise,all payments received by Lender under the Note sadparagraphs I and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by Borrower 4. MIK so r paragraph 2 ,thea to interest payable on the Note,and then to the principal of the Note. relgag'es and Deeds of Truitt Carnes; Liens.Borrower• all perform all of Borrower's obligations under say msoetgage,deed of trust or other security agreement with a lien which has priority over this Deed of Trust, including Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, asseesineis and other charges,fines and impositions attributable to the Property which may attain a priority over this Deed of Trost,mad leasehold payments or ground tents,if any. S. illimard Ineennarie.Borrower shall keep the improvements now existing or hereafter erected on the Property is eared against loss by fire,hazards included within the term"extended coverage".and such other hazards as Lender may require and in such amounts and for such periods as Lender may require. The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender;provided, tha:such approval shall not be unreasonably withheld.All insurance policies and renewals thereof shall be in a form acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. • Lender shall have the right to hold the policies and renewals thereof,subject to the terms of any mortgage,deed of trust or other security agreement with a lien which has priority over this Deed of Trust. In the event aliens,Borrower shall give prompt notice to the insurance carrier and Lender.Lender may make proof of loos if not made promptly by Borrowe- If the Property is abandoned by Borrower,or if Borrower fails to respond to Lender within 30 days from the date ootice is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits,Lender is authorized to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the stens secured by this Deed of Trust. i. Pres s'vatlen and hlaisteaasece of Property; Leaseholds; C adesulmlums; Flamed Unit Deveispss.sets. Bor- . rower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Deed of Trust is on a kasehold.If this Deed of Trust is oo a unit in a condominium or a planned unit development,Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development,the by-laws and regulations of the condominium or planned unit development,and constituent documents. 7. [ferrets..et Lender%Seems.if Borrower fails to perform the covenants and agreements contained in this Deed of Trust.or if any action or proceeding is commenced which materially aff.cts Lender's interest in the Property. then Lender,at Lender's option,upon notice to Borrower,may make such appearances,disburse such sums,including reasonable rftorneys'fees,and take such action as is necessary to protect Lender's interest.If Lender required mortgage i surance as a condition of making the loan secured by this Deed of Trust,Borrower shall pay the premiums required to maintain such insurance in effect until such time as the requirement for such insurance terminates in sceordance with Borrower's and Lender's written agreement or applicable law. Any amounts disbursed by Lender pursuant to this paragraph 7,with interest thereon, at the Note rate. shall • become additional indebtedness of Borrower secured by this Deed of Trust. Unless Borrower and (render agree to '`I other terms of payment,such amounts shall be payable upon notice from Lender to Borrower requesting payment J.1 thereof.Nothing contained in this paragraph 7 shall require Lander to incur any expense or take any action hereunder. B. Iaepeedes.Lender may make or cause to be made reasonable entries upon and inspections of the Property. ,rovided that Lender shall give Borrower noticeprto any such inspection nspertion specifying reasonable cause therefor related to Lender's interest in the Property. !. Coodessaatlen.The proceeds of any award or claim for damages,direct or consequential,in connection with CI -_ any condemnation or other taking of the Property,or part thereof,or for conveyance in lieu of condemnation.are UI hereby assigned and shad be paid to Lender,subject to the terms of any mortgage,deed of trust or other security agree- VT meat with a lien which has priority over this Deed of Trust. 10. Best weer Net Itelemed; Forbearance By Lanier Net a 'Wirer. Extension of the time for payment--or • modification of amortization of the sums secured by this Deed of Trust granted by Lender to any successor in interest of Borrower shall not operate to release,in any manner.the liability of the original Borrower and Borrower's successors ib/vi.a W./Yds toy s IiO{M My aemanG ma0e try the annus i•arcane and Bsetower's woaseoes in interest. Any forbearance by Loader in exercising any right or remedy beretiader,or otherwise alfs+sdnd by applicable law,shall not be•waiver of or preclude the exercise of any such right a reeody. I . lieneeaaa and Andra Sena* last and Seven' Liahigrs C•-signets. The covenants and agreements heroin contained shall bind,and the tights hereunder shall inure to,the respective successors and assigns of Lender • sad Borrower,subject to the provisions of paragraph ib hereof.All covenants and agreements of Borrower shall be into sad several.Any Borrower who co-signs this Deed of Trust,but does not execute the Norte.la)is co-signing this Deed of hum on0 to grant and convey that Borrower's interest in the Property to Trustee soder the terms of this Deed of Trost.A)is not penowally liable on the Note or under this Deed of Trust,and lc)agues that Lander and any ether Borrower hereunder may agree to extend,modify,forbear,or make any other accommodations with regard to the terms of this head et Trust or the Note,without that Borrower's consent and without releasing that Borrower or medityisid this Deed of Trust as to that Borrower's interest In the Prop sty. 1S. Noise.except for any notice required under applicable law to be given in another manner,!a)any notice to Borrower provided for is this Deed of Trust shall be given by delivering it or by mailing such notice by certified mail addressed to borrwwer at the Property Address or at such other address as Borrower may designate by notice to Lender as provided heroin,and(b)any notice to Lender shall be given by certified mail to Lender's address stated herein or to such other address as Lander may designate by notice to Borrower as provided herein.Any notice provided for in this Dead of True shall be damned to have been gives to Borrower or Lander when given la the manner designated herein. 12. Govonsing Laws ieuernbelly.The state and local laws applicable to this Deed of Trust shall be the laws of the jiarlsiieliaen la which the Property is located.The foregoing sentence shall not limit the applicability of Federal law to MBs Dud et'Dust.hi the event that any provides or clause of this Deed of Trust or the Note conflicts with applicable lar.sate ainei t shah not affect other prerrisioas of this Deed of Trust or the Note which can be given effect without the e snits mid to this end the provisions of this Deed of Trust and the Note are declared to be severable.As end min.`it ",'tiespesses"and"attorrhryss'fees"include all sums to the extent not prohibited by applicable law or hod& 14 emerowee 1 Capp.Deflower shall be ikruiiaed a conformed copy of the Note and of this Deed of Trust at the time otesecuties et abet reooedstien hseoi ifiaaidlitares Lahr Agooraont.borrow shall fulfill all of Monomer's obligations under any home rehabilita• green.Map trioeneett,rrp•lr sr other loon agreement which Borrower enters into with Lander.Leader.at Lender's optive. NI require isaefereer V.emote as1 deliver to Lander,in a form acceptable to Leader,an assignment of any rights, COMM or dolma which Borrower may have against patties who supply labor,materials or services in connection with imperreunents shade to the Mr+ety. si.Ititansfear at ie Property.It Beelower sells or transfers all or any part of the Property or an intermit therein. o.duuding(a)the creation via Ilea or eneumbeaace subordinate to this Deed of Trust,(b)a transfer by devise,descant,or by sporatios et law upon the death of a joint tenant,or(c)the grant of any leasehold interest of three years or less not oestaising option to puesfeass,Borrower shall cause to be submitted Information requited by Leader to evaluate the transgene as it a new loan were being made to the transferee.Borrower will continue to be obligated under the Note and this Deed vt'rust rales Lander Messes Borrower is writing. ff Lando.ern the bask of any informatics obtained regarding the transferee,reasonably determines that Lender's impaired,er that there is an unacceptable▪ may beaaeptable lilseliluood of a breach of any covenant or agreement in this Deed of Trust,or itthe required information is nut submitted.Leader may declare all of the sums secured by this Deed of Trust to be immediately due and payable.If Lander exercises such option to accelerate,Lander shill mail Borrower .otter of acceleration in accordance with paragraph 12 hereof.Such notice shall provide a period of not less than 30 days fro n the date the notice is mailed or delivered within which Borrower may pay the sums declared due.If Borrower fad to pay such suers prior to the expiration of such period,Lender may,without further notice or demand on Borrower,in- wee any remedies permitted by paragraph 17 hereof. Noti-Lboionts Covitiamrs.Borrower and Lander f other covenant and agree as follows: 17. Ac sbentlp RmedM. Esoept as provided hi paeagraph li bend,open B.eeewemr"e breach of any coww ar.n:or agressasetof Barrens hi this Deed Whilst,rerl.illng the covenants to pay when due any sums seemed by tie r Deo.it fermi,Lauder peke to aoealeratirn shall give notice to Borrower as provided in paragraph 13 hereof speed II)the beeais t'2)the soden sogeir.d to euro such breaths(3)a doteoset he than i•days trim the date the nulla is soled w Renewer,by whish sash breach.suet be ewe*and(4Ihnt Whim to erre endo breath es or beim the rate ✓• i ed i.the sad..any malt hi aessleraslan et the sums snored by this 'Must Deed ouet and are of rhe Property.The varied lairs Borrower of the eight to reinstate atter aeceleratien and the right to being a court adieu to anew the nesailileres eta deeds or any ether deer...et Borrower to accoloratien nod sale.lite bleach is net cured e e or betas the date spelled lea the miens,Lender,at Dander's optima,my d Clare all of the sur secured by this Deed of ltireaet to be ho Hsi tet den and payable without father demand and may invoke the power st sale and any ether vemodies pannitted by applicable law.Leader shall be sodded to cant at reaaanable mots and expenses iaheuhrred i. ponying die rmseeise presided hi this paragraph 17,hichsdlag.but net Monied to,reasonable attorneys'sew. Y Leader Iambs*the power of We,Lender shall give mimes wades to Tininess et the e+ee.rreehee of an event et reiait and et Lender's eieedsn to care the Prmperly to be sold.Trustee shall record•modes of sale res each county hi whish the Property or sense part theme(b limed and shat mail copies st each MON in the manner yeecried by appealable low to Barrow and to the other per+esse peeesibed by applicable law.Abe the Wee of each Shoe as may be rewired by rewired shallcot le law and rafter and peeling et the.cline est sr�,Tru loo, without demand en *4 the Prepeety at public amities to the highest bidder for soh at the Hese and place designatedBaa Q3 the mace et orale.Trustee may propose ode of the Property by public anneusiceneent at the time and Owe of any VT psomiswaey scheduled sad..Landed or Lrandses daeeyn.a may pureh.se the Property at arty solo. Trustee shell delver to the purchmeor Trusieelb deed sarveying the Propery ee said stillest any e.emans or wunaisty,espemwod or lopled.The rube hi the Tru.ta.'s deed shall he prima tack evidence of the truth.t the etelomests and made thuds.i.busses ohs&apply the proceed,of the sale in the teiewlni seders 4.)to at mete t� *sperm of the solo.issindhig.MR net Baled M,ressennble els and atteeaoys'lees and cowls et Me cn evidenem Oil to all am seemed by Ihi Deed of hurt;and ft)Ike mews,l.y,to the penes ee paries legal►smelled cy, iareto,or to eopeelotsoret save omen"r whish the aids took pine. 1i. light to lielniirgo.Notwithstaading Lander's acceleration of the sums secured by this Deed of 'trust due to Borrower's breath,Rores..r shall have the right to have any pw0000dings begun by Lander to enface this Deed of Trust discontinued at any tine prier to the eadiar to coeur of Q)sale of the Property puissant to the power of s hi this Deed etTrast!PI fin mityv v,f• _ . • ....�••••••••.,•.•vrw WS WON ens anew ma mos of trust end tlhe Note bad n0 aealsratiss occurved;(b)Borrower ares all bmechss of say other comsat:or agreements of Borrower eontaiasd is this Deed ef Trust;(e)Borrower pays ab red enable expenses Marsrd by Lander and Trustee ie eadoreiag Wee imams*and apeeaihsrhts of Borrower con- Weed is this Deed of Isabel.ani m saferciag Leader's sad Trustee's remedies as provided is paragraph 17 hereof. Winding,but ant limited to,rearoaabl.attorneys'fees;sad(d)Borrower takes such action as Leader may reasonably toquire to assure that the hes of this Deed of Trust.Lender's best is the Property and Borrower's obligation to pay the selelhs secured by this Deed ofTss.shall continue unimpaired.Upon such payment and cure by Borrower.this Deed of Trwsi and the obiigatioas secured hereby shall remain in MI force and effect as it no acceleration had occurred. 19. Assigeershht of Reest Appeiatment.1 Bombers Lander Is Possession. As additional security hereunder. Borrower hereby assiphs to Leader the teats of the Property.provided that Borrower shall.prior to acceleration under paragraph 17 hereof or abandoamest of the Property,have the right to collect and retain such rents as they become line sad payable. Upea sooeierrtios Nader paragraph 17 hereof et abandonment of the Property.Leader,is persos,by agent or by judicially appointed receiver shall be entitled to enter epos,take possession of and many.the Property and to collect the rents of the Property in dudbhg those past due.All rents collected by lender or the receiver shall be applied first to payerent of the costs of mhaaaNmeet of the Property and collection of rents.including.but not limited to.receiver's fees,premiums on!seeker's bonds and reasonable attorneys'foes,and then to the sums secured by this Deed of Trust. Lander and the receives.shall be liable to account only for those rents actually received. IS lisissss.Upon paymeat of all sums secured by this Deed of Trust.Lender shall release this Deed of Trust withers charge to Borrower.Borrower shall pay all costs of recordation.if any. Z1. ishstitu a busies.Loader may.for any reason or cause,from time to time remove Trustee and appoint a successor trustee to any Trustee ippoisted hereunder.Without conveyaaa of the Property.the successor trustee shall succeed to all the title.power and defies conferred upon the Trustee herein and by applicable law. Si.Time of Iseaes.That is of the essence of each coveaaat of this Deed of Tricot. :S. Adieeses•Borrower's mailing address is the Property Address.Trustees's mailing address is 3101 N. Central Ave., Phoenix, Arizona 85012 REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Rory ver sad Lader request the bolder of any mortgage,deed of trust or other encumbrance with a liar which has peiarltyever this Deed of Trust to give Notice to Leader,at Lender's address set forth on page one of this Deed of Trust. tag under the superior encumbrance and Of any sale or other foreclosure action. its WvTTItlss Witmer.BorsoWSr has executed this Deed of Trust. Willi Sw r -smresir Heidemarie Swier -am* IITATt Or Aosta, Puha County es: The foregoieg I Arwood was acknowledged before me this 22nd day of October, 1985 A, William Swier and Heidemarie Swier We) by - (,.ries wM..+rasg) 4 s p tiC`' ./ , 1*-4`ft,' -41z, ."\_ /?.(Lt YTh CAhat- 4• ,, ! r: • ••• •-.• tie, loe7 ` Navyres` .. • !Cathleen L. Abela (t►:f Mier The Lint Awns/For leen►AM M) • • x .•usoT STga ;o smiol iaglo to p�ry arnpagos luawAvd Atgluosc 'alas lsasaluT act Amu i apual aql 4nq 1 aZ Aq ranoidda pus o4 uo T l t3 T dd. uodn saAng PaT;T tenb t aq pumps, aq cw usoT ITtll 'a6Q6lsout aqui paxT; a sT moor s o ;I •sae; 6uTssaooxd put uoTldiinsse Tam/0u alT 06ivgo TITA =aPua'I ams ut 31O R1o011TWold aql uT io; papTaord luauclencpw auwuCad up ALuau pus al,i lsasalut act 6vFloa;;a ;natlT'+ lapuerl �.. bq Tvnosdds pus of uoTquaTtdd, uodn 1sM011og PaT;Ttanb Aq pamnssa aq Avm u,or tTgl '(ww) s6964io14 03M aTgvsn cpy us *IT us0T IMO IT 'lsn1 L Jo paaQ aa JO 9T cOvi6Qsvd jo suotsTnoid aq; of loacgng •tansii[ggv •pt. aaQ a q :1Z ��� sv lsniy ;o P ql of Pap4►t aq PTno s gdai6tivd 5 T*'tto; mit •, .•s3Mo110$ uo pummop so 0OTI°u iaglsn; 4nocilT^ wmuy ;o Pam sTgl &q Pala Tuu ad sa TPama1 Aui awnuT AON iapuv►I 'poliad sTgl jo uoT;vlTdxs sql of ioTsd stuns asap Rod o f g t T t; saPos sog ;1 •lsn1t ;o pea sTgl Aq ponces seas Ttu lscu 2044022og qo Tqw umpt parrs/ so pvison'P sT aoTnou slip aql mos; s�C1p 0£ vagi seer lou ;o poT/ad 1p aPT tt'gs aopouaqy •uoTlasaraoos JO aoTlou imamsanT6 Trims sapuaZ /uoTldo oTgl sasTo/axe iapuaI ;I •1s1 U 30 Pisa sTgi ;o slap eq; ;o sa war TasaPa; Act P.fTgTgo1d IT asTuaxa ;T lapuvi Aq pasplaxa aq ;ou TTags uoTldo ITg3 'lanawos •lsnAL ;o Emma ITgl Aq pains/ sly Ttt JO TTn; uT luomAid alvTPaumIT slTnbai 'uo1ldo s;T ly ' Cam /opus,/ 'ltussttoo uallTsw ioT/d s,iapuoi lnogl;w (uos/ad rtanlR, 1p oat sT le/40110g put prise;suwi; so pros sT 1awo2iog uT lsasa;=IT TQTot;auaq s IT so) palla;suosl 10 pros sT lT uT lsa/slur Amp 10 £l/ado/d aqi ;o l iad Aug 10 TV ;1 ' os NI IS3U3ZNI IVT3LEIN31 V vo'JGLaacrid i 4i0 Vaa3NVOL •9T. :palsssuT 6U1 *,tto; agl Puy Po'3at p sq t ' ti6ersd ion; _o sql lsnss s pawl eq; lo (.J1.Ln3dOsd J0 ) 9t 01126.21141 •s 1p °s /spoor/ sacnaec uT 'uoTlalosTp s 1=s 'IpueO3s POT Tads aq rpm ';oasaq E pus T sgda16lpisd Puy so sTq upon 1aPue'I 5(( Aq pSATsoal sluwR,d Try 'asTwlaglo UPTtioad 'V1 a tgto T Tdda ssarup •gy, Yd do NoI LyDriddy •E. :pal/asuT 6UTmorro; aql pus FsiTlua s'lT uT pr'i.Tap sq rm. lean ;o past" ail ;o 'C.&Lanikid J0 W3IZYJI'Zddy.) 'E gdss6sied ;wagtail •y 81101.1101103 IIMISS uoTlVlodzo3 a61,642014usorl smog • Talapad ua r s •t a4). sa woort � sq.; AW awn 5PT Tlsu /o; psi act u i o 10q1 TITPow pulp spuauae 1apTg iTgl 41g4 a1statp put alb **rued N 'ITZT5It su6Tssa put siossaoons slT 'uoTltlodlos .*eros s .0 soon a�sV} Puy �T�s is pus .(.24$4012024 T � e �jly�� esoyw (s)lamollog agl usawlsq s ��uTriay} mpg �� � sT (slarrsu stga oluT palalods apes T aPT�t sjuiL iaetilapa sTgl Aq mon nnuT sT g3T4w •C.saoN. sell PsTTw s5;3wTa1agl ss asnly ;o paaa PT's quTgw (a)aloe sq; it Ttaw it '3vamnalsuj is to ;.isd TVI6aluT ua sm o; pus moms VT i apTs sTql Tapp' of •(.3suiqa am JagouTa1aq) lsns,L ;o pima act et altp seas aql avow •T /seers s asau JO MUM 4N dINO at sstlle NOIZ`R006911 11,01 tai MIAMI . • • D. the following provision is added to the Deed of Trust a s Paragraph 2S+ '25. TRANS/Mt PILE. In the event all or any part of the Property or an interest therein is sold or transferred, and Lender consents to the transfer, Borrower hereb+► grees that Lender shall have the right to assess a Transfer Fee in the amount of ONE HUNDRED ($100.00) DOLLAR; or ONR (1%) PERCENT of the outstanding principal loan balance due at the time the assumption request is made, whichever is greater, or in any aAount authorized by applicable State or Federal law. In the event Pr p r is transferred the ref�, pursuant to one of the exclusions red to in Paragraph 16, then no Transfer !'gee shall be charged, however, Borrower agrees to pay Fender's normal processing fee.' I. The following provision is hereby added to the Deed of Trust u '211. CONSTRUCTICN MKPROVIDENIS. If the loan secured hereby or any part thereof is being obtained for the purpose of constructing inprovements on the Property, this Deed of Trust shall be deemed a ' ' as said term is defined in Arizona Revised Statutes, Section 44-314. If Lender and Borrower agree to enter into a Construction Loan Ps/gement, Borrower agrees to carry out and complete such improvements in accordance with the terms of the Caistructicn Loan Agreement. Any def Sul t in the terms, covenants, conditions and provisions of said Construction Loan Agreement or this Deed of Trust shall constitute a default under each and both of said instruments. Notice is hereby given to all concerned that the proceeds of any construction loan secured hereby be collaterally assigned under such Construction Loan Agreement, pending completion of improvements in accordance with approved plans and specifications, and that a portion of such loan proceeds may be disbursed for land acquisition cost or for thents or encumbrances previously existing on said realty.ty F. The following provision is hereby added to the Deed of Trust as Paragraph 27: '27. auxzw ItP''VPUD. In addition to the covenants and agreements made in the Deed of Trust and Note, if the Property described in the Deed of Trust is either a Condominium or a Planned Unit Development (PUD), the Borrower and Lender further covenant and agree as follows: "(i) ASSESSMENTS/OBLIGATIONS. Borrower shall perform all of Borrower's obligations ;ender the Declaration or Covenants creating or governing the Condominium or no, the By-Laws and Regulations of the Condominium or PUD and constituent documents. Borrower shall promptly pay, when due, all al assessments imposed by the Owner's Association. v� cn (ii) HAZARD INSURANCE. In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to the common areas and facilities of the Condcatinium or �'PUD, any such proceeds payable to Borrower are cit bereby assigned and shall be paid to Lender for ca application to the sum secured by the Deed of Trust, with the excess, if any, paid to Borrower. (iii) LENDER'S PRIOR CONSENT. Borrower shall ui ; papuau� pas Haag guoz� �j 'ZOL-E£ 120T13.9so�tr.�q T� T P4uT3ap ss a6vb;1ox V aAT;vuja;te au3 UT aq oa pelapTsuoo eq 'MS ;ueanl suT STIP aTrTu qv uaq; 'awn 04 own a01; papuewv es 'TOB-CE uoI3303 saln3Q3s pasThad wucori IY uT PsuT;sp et 3sn1, 30 Paaa * sa CD PT TQAUT aq 03 3uamn13suT sTg3 aPT0g u0c33TpsT24 lunadmoo ;o q inop Ault 3Qg3 3uaAa act uI • INI LLI?Ln33S •t£ sv 3snis ;o paac aq; o3 PappV Agalaq sT uoTsTAosd 6uT tt0; sTE � ail, 'C co 03 ONVTIQAg imm Rpaasal 20 6 j 2sa I 10 an enr3xa q T g3o AugOtt, ;o �oT3v6osap uT T Sou sT 1 8Tq3 ;1N3 PaPTAOsd and iauTg3ap pug As ua atgT31o; ;o suvaur Aq uoT;oTAa o3 3oa cgns aaouvlajps ;1 3u ua; v Pup aq tams /aroma a tIg s,aa3snjy Aug sa331 aas Tmaid aq; jo uoTssa0s0d lapuaslns o3 sasn;as 20 OTT*; lamolsog 311aA1 ow; uI •ZOL-EE u0T30aS sa3n;Q3s pasTAad worm 14 Pvpsoj, QaTpaalal pug s3g6Tj aqq 'a3Tnba uT 10 ART ;, pug utasaq papTtiosd saTpawas pug s;0T1 1aq;o TT, 03 u0T;TPPR uT 'aAvq ttggs iapc S3IMIGN CINV MEM 'ZvNOLLION 'O£. sx 18112,I, Jo [maga0(44 03 PaPPQ 1gasaq sT uoTsTAold 6u =0£ � T tto� 0qi Si .*Agassq pasnoas u3T3S6T rqo 20putauap Icuv 03 asualap v ow suo g1 T' T t 30 13n;1Ant t P0id 03 3g6T1 aq; An Aq Pa33Tviad wow wenn; aq; 03 saATIA 1aPdfl jog •3N0 Z .113 =MB a0 IMAM •6Z. tIlicesankl sv 3snjy 30 paaa act; 03 poppy Acia=aq sT uoTsTAoid 6uinotto; um=g, 'H aq 2owasaq 10 ;ST== Cott •• �� 03 pug u �� sOsTmasd plsnoas stT; T uo T3dUISxa pVa3sawoq v ;o 346T1 TT, MPTImInie Pua sagSTnbuT tai 'saATWI kpiaq savossog VaLS31031 14g. ss ;gnu Jo paaa 04; o; papps Agasaq sT uoTsTAosd 15117,40m; sBibts� ax� '!! .•sosodind motes so smarts put aaT3TTT 10; sluatoss1s ;uss6 03 3g6T1 •,uoT3*ToosW s,s$UAo 1q; 03 s* ;d03x1 '11*t3TTT3Q; pus even ummoo and 20 wnTuToopuXO a43 3o ;sed Au, 10 It' ;o uCT1TATpgns 20 u0T;T3ssd 110ouslgmnou0 02,0112 '10;21:*23 *qs (P) 20 rand 20 tnjupuopuo3 aq; 30 ;tama6suirs ;Tel sunset pus 3u1ws6vuss IvuoTsss;oId a3vuTISII; o; uoT;vToossy 8,200A0 a 14 LTsT3aP 4tue 30 u0T311n331330 via 00) std mil 30 s113TTT3v; paw seals uova oo 19 uT 1121111,10 ;Tun 11(3 ;0 31142a;uT 0613u0jad up a6uigo p nom 1,13T4A Wampum* AU, 03 pQ4TITT Sou 3nq ibuTpnrouT 'and 10 0t1TUT u03 1q3 ;o 3usmnoop 3u1n;T;suoa 3u1 T,ATnbs Au* so 'RAv'-Ail uoT l*joossy 10410A0 pus v T,ladsoou= ;o saI3T31Y 'sts3T33T pus suompuo3 s;uvu•*o3 'voT;,2eT3aq 04; 03 3uaspu*se t*T10;v■ &uy (q) tcm t sowstrupwcpuo3 imp 10 mm1u3420; so 3ulrsuopuvge 1gu (v ) t03 *mum) '3ua.uoo ua33T1M 1oT]d s,1apuuj q;TM pus /opus,/ o; a3T;ou 1a3;s ;daaxa ';ou ' • (i) The Bor rowet shall be deemed a 'Mortgagor', the Lender shall be deemed a 'Mortgagee' and the Trustee shall have no capacity out shall be disregarded and all references to•the 'Trustee' herein shall be deemed to 'tier to the 'Mortgagee' to the extent not inconsistent with intcrpceting this instrument as though it were a Mortgage, and (ii) The Borrower as Mortgagor shall be deemed to hove transferred anC conveyed the Property Ala initio as security, to the Lender as Mortgagee, upon the express condition that, if Mortgagor hall pay to Mortgagee the just and full account secured hereby according to the terms and condit i vns hereof, and otherwise amply with all of the terms and conditions hereof, then these presents shall be null and void." R. The following provision is hereby added to the Deed of Trurt as Paragraph 32: "32. RELEASE AND RECCINEYANCE. The Trustee named in the Coed of Trust, or any successor Trustee thereunder, may charge a reasonable reconveyance fee for each full or partial release or reconveyance of the Deed of Trust." So long as this Rider shall remain in effect, to the extent that its provisions are inconsistent with the provisions of the Deed of Trust or Note, the provisions of this Rider shall p:ovai1 and shad supersede any such inconsistent provisions. iNtallUZSIMEREOF, Borrower has executed this Rider. 94-0402132 LOAN NEER "BOA" William Swier • /. _ 'BORA" Heidemarie Swier �,E OF Arizona Pima ) As. County of Before me, a Notary Public, in and for the above County and State, personally appeared the Borrower(s), known to me to be the persons whose names are subscribed to the within instrument and who acknowledged to me that each epouted.the same for the purpose therein contained. , '• /� 4 • a ti / ",Cyam - O Hta bl ory Puic Rat1 ee nL. Abei n • ••,:t tori Expi res: . ,kerNiwri..c.;eL Hale Improvement , ECORD MAP ORo VALLEY ESTATES DETAIL No . 1 . f„, c) 78 -. a,,,,. 41 egg 76; 77 -'1 4\410 I: Cti •. • /it 72: RD• �9 PL a ,, .L.o.o• T4 \\-.. 0 ..,.-�. _., $L� , R4\ I:5 L '' Ta •: ,.. 7I • 72 70 . •'�` L t 52 s M �'•o \, V$ Sp 5 I C' 7 3 ,..... 0 2C.1) �' 2 L1', S° " CD4 . 54 e', 5 3 C.j'' ,iv ,1.cr() ,f_ 7c. _ 53 ,A,,�;,=1� s C •-'• 3 ' i O ) .• . . - -/'- ® M -4-AV •s0 �'`-' `,•�, 44 0. �' 76'1° .0" , ,S..o. 1 59 (I)�� „ ,.�,_ s • • • fie. �� - •$ ,;- �`�fo .to f° \ 4s '•; • 62'. �' •- : t,C), •� 66 \ .. • ,•D -' 1.O.' '', @ t �, • _ • ' ' •N cps - '' so ,i t o / ,j r' /- 1 C) 1i a • 6 �•s.1, �o �.—r 46 -�� ,� *4♦ 057 58 61 6 17 �� r �' ` s' a5 J-,o.s. 4 \� IS\\\ 1 b” I. .%...- .4 $*/ CI) ; CY •is 65 ,,,., 7 ♦\ 18 \�A • �! A..:-.... e- , r�o / joy /f•tf� re. .,6_ •+ ,\, •f. 42 39 •,- �� - -JO4.S.� ,. ;,ts s5 —� :, 7 - 16 18 '' 41 DR. \ 5.1, 0 '� ; ` T •_ ,\\ ,i> ,. ,' ti - , �,• ti. 38 ti �o•� `!�o.- ,il •.��Sf'�•� \� moi � ♦� g A 16 ,\, i.,.v a •..,�Z�i, _ - o ; M _ �� • , 19 \s a- HP h 6-4-- _ •.` 12 15 •.. ,.',- 19 4%. NI•.•�' 1 ���•*.- ' °_ J , MZ.:\- 34 r, \ i ie r� •. 20 ,.„.. 24 ^, -� 37 36 =35 z.� ,s N �1 O r S - _ C...)4 25 _ CDIa C) • 04"L-- \ -- 0 _• i'.,',-Y_•'- 27°'-- - .---- s�.M \7 2_ /a. -_\_ _Zoo---- _,moo-� .-,,� _,.._ , ' r ,--4-__ 10, -,.. -,,e -, r /• -/ - - -- - - - - - Jt z t DJ. • IC II ✓;•/,1�413 ♦...�r•A1 , f 21 -22 \-� ,/1.to- !moi.,o� r� r•' _ ,.e..t 20� (/t, y + v cp : 14 I I �� 4 26 27 29 a 30 i C)1 . A 3 32 62 •MM 1MENT FOR TITLE INSURAN SCHEDULE A 7/01/86 449458 4 06-86-465 1. Effective Dae: 7:00 a.m. Escrow. No. Title No. BECKY PAGE bam/ge Escrow Officer Title Officer 2. Policy or Policies to be Issued: A. ALTA Owner's Policy Form B-1970 Amount $ TO COME Proposed Insured: STATUS OF TITLE B. ALTA Loan Policy-1970 Amount $ Proposed Insured: C. Amount $ 3. The estate or interest in the land described herein and which is covered by this commitment is: A Fee 4. The estate or interest referred to herein is at Date of Commitment vested in: WILLIAM SWIER and HEIDEMARIE SWIER, husband and wife, as joint tenants with right of survivorship PIMA 5. The land referred to in this commitment is situated in the County of , State of Arizona, and is described as follows: Lot 52 of ORO—VALLEY ESTATES, a subdivision of Pima County, Arizona, according to the plat of record in the office of the Pima County Recorder, in Book 13 of Maps, page 60. Form 2430-01 . I ` SCHEDULE 6 — Section 1 REQUIREMENTS Escrow No. 449458 4 Title No. 06-86-465 The following are the requirements to be complied with: 1. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate to be insured. 2. Instrument(s) creating the estate or interest to be insured must be approved, executed and filed for record, to wit: 3. Taxes for the year 1985 are shown paid in the amount of $430.00; under State Code No. 203 25 0520 5. F. 2431-01 Form 2431 R-1-80 OMM$TMENT POR tlTL� INSU' SCHEDULE B — Section 2 Escrow No. 449458 4 Title No. 06-86-465 Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company. 1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by the Commitment. 2. Any American Land Title Association Owner's Policy Form B-1970 issued pursuant hereto will contain under SCHEDULE B the standard exceptions set forth at the inside cover hereof. 3. 1986 and subsequent taxes. 4. Reservations contained in the Patent from the United States of America, recorded June 20, 1930, in Book 146 of Deeds, page 387. "Subject to any vested and accrued water rights for mining, agricultural , manufacturing, or other purposes, and rights to ditches and reservoirs used in connection with such water rights as may be recognized and acknowledged by the local customs, laws and decisions of courts; and there is reserved from the lands hereby granted, a right of way therefrom for ditches or canals constructed by the authority of the United States of America, excepting and reserving, however, to the United States all the coal and other minerals in the lands so entered and patented, together with the right to prospect for, mine and remove the same pursuant to the provisions and limitations of the Act of December 26, 1916 (39 Stat. , 862)." 5. Easements, reservations and conditions as shown on the recorded plat of said subdivision. 6. Right of Way Easement to Mountain States Telephone and Telegraph Company for telephone and telegraph lines and matters incident thereto as set forth in Docket 1739, page 50. 7. Easement to Tucson Gas & Electric Company, a Corporation, recorded May 2, 1979 in Docket 6019, page 1076. 8. Conditions, restrictions, reservations and covenants in instrument recorded in Docket 1379, page 555 . 9. Deed of Trust executed by William Swier and Heidemarie Swier, husband and wife , as Trustor to Southwest Savings and Loan Association, an Arizona corporation , as Trustee and Southwest Savings and Loan Association, an Arizona Corporation , as Beneficiary, dated May 24, 1985 and recorded June 5, 1985 in Docket 7548, page 1244 ; to secure $127,000.00. 10. Deed of Trust executed by William Swier and Heidemarie Swier, husband and wife , as Trustor to Southwest Savings and Loan. Association , as Trustee and Southwest Savings and Loan Assn. , an Arizona corporation , as Beneficiary, dated October 22, 1985 and recorded October 30, 1985 in Docket 7650, page 653 ; to secure $21,000.00. F. 2432-01 FORM 2432 R-1-80 Continued on Next Page . Effective Date 07/01/86 Escrow No. 449458 Title No. 06-86-465 11. NOTE: Liability is limited to the charges made hereunder.