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HomeMy WebLinkAboutPackets - Council Packets (1103)5/22/2019 PSPRS/Oro Valley May 2019 1 • PSPRS manages three public pensions • Public safety, elected officials, corrections officers • 60,000 active members and retirees • 250+ employers across all three plans • $10.3 billion of assets under management • Distributed $1 billion in benefits last year z H ���i S. PSPRS/Oro Valley May 2019 1 • PSPRS manages three public pensions • Public safety, elected officials, corrections officers • 60,000 active members and retirees • 250+ employers across all three plans • $10.3 billion of assets under management • Distributed $1 billion in benefits last year z H hoard of Truc"- 0% 0% Title Chairman Name William T. Buividas Term Expires January 2021 Vice Chairman Mike Scheidt January 2021 Trustee Harry A. Papp January 2021 Trustee Dean M. Schelnert January 2021 Trustee Donald A. Smith, Jr. January 2021 Trustee Jim Amedurl January 2024 Trustee Scott McCarty January 2024 Currently, there are two vacant seats on the board; the governor is working to make those appointees. Actu ari-` • Normal Cost: The annual cost assigned to the current plan year, also known as "current service cost." It's the cost of one additional year of service for a member. • Unfunded Actuarial Accrued Liability (UAAL): The difference between the present value of pension liabilities and the assets on hand to cover those liabilities. • Actuarial Value of Assets (AVA):The plan assets recognized for valuation purposes. Investment returns are "smoothed" over a 7 -year period, so the AVA is often higher or lower than the market value of assets shown in financial statements. • Amortization Period: The period of time over which the UAAL payment is allocated. 5/22/2019 2 basic Retirement Funding Equation C + I = B + E Where: C = Contribution Income I = Investment Income B = Benefits Paid E= Expenses Employer Contributions as of 6/30/18 • Normal Cost • 21.80% for Oro Valley Police (variable rate depending on liabilities) • 7.65% offset by Tier 1 employee contribution • Amortization of Unfunded Liability • 24.11% • 18 years remaining • Member Cost • 7.65% Tier 1, 11.65% Tier 2 • Tier 3 50/50 split e 5/22/2019 3 5/22/2019 LO Averages Pension (C) "Total The funded status as of lune 30, 2018 and the computed employer contribution for the fiscal year beginning July 1, 2019 are shown below: 38.59%Funded 61,0%IH Tier 1 & ler 2 Members: Averages Pension Health "Total Employer Contribution Rate Status 38,26%U.33% 59.9 115.9°0 38.59%Funded 61,0%IH Contributions C Employer Pension Contribution Rates - All Employers at June 30, 2018* year ending June 30, 2020. S - Tier 1 & 2 employer employer pension contribution rates applicable for the fiscal • Assumed Earnings Rate (AER): The projected average annual investment return over long periods of time. Accounts for excessive and reduced annual investment returns. Set by trustees. • Investment strategy: The plan for investing that takes into account acceptable risk, existing liabilities, time horizons and other factors. Different plans have different strategies! • Risk tolerance: The degree of investment return variability that an investor is able and willing to withstand. Increased returns require taking on additional risk of investment losses. • Risk-adjusted return: The investment return per unit of risk taken. The "bang for the buck" measurement that separates skill from luck. investment %trategv PSPRS aoal: Maximize returns while takina as little risk as aossible • Only 30 percent of is invested publicly traded equities - HALF the standard 60- 70 percent allocation • Diversify investments across asset classes • Avoid domino effect of losses throughout portfolio • The objective (and skill) is to maximize returns with an acceptable risk level • Protect at -risk employers from further contribution rate increases • Minimizing risk means sacrificing very high investment returns 10 5/22/2019 5 PSPRS Allocation • U.S. Equity (domestic stock) • Non -U.S. Equity Fixed Income • Credit Opportunities ■ GTAA ■ Real Assets • Risk Parity ■ Short Term Investments • Private Equity • Absolute Return • Real Estate lnve.,st ent Pertormance (I, Assumed Earnings Rate • 7.3% as of 6/30/19 Actual Returns (gross of fees) as of 1/31/19: • 1 -year: 1.29% • 3 -year: 8.31% • 5 -year: 6.7% • 10 -year: 9.15% Exceeding or near benchmarks • 1 -year: -0.37% • 3 -year: 8.47% • 5 -year: 6.04% • 10 -year: 9.06% M 5/22/2019 191 Benefit costs are based on: • Plan provisions in state law • Plan experience studies using several assumptions, including: • Withdrawal and retirement rates • Mortality — how long retirees live • Employer payroll growth • Disability retirement rates,,rr��'""' • Demographics !till M + on.funded Actuarial Accrued Liability (UAAL;; UAAL at start of year + Normal cost + Interest on unfunded liability - Actual contributions received +/- Changes from plan provisions, methods, assumptions +/- Experience Loss/Gain = UAAL at end of year ��•.,,.,_,,, 14 5/22/2019 7 Fxnerience Gain/Loss Factors Experience gains & losses come from several sources: • Investment returns • Mortality • Salary increases • Hiring/Retirement/DROP rates • Separation from active membership • Disability rates • COLAs • 2014-15 • Fields lawsuit, increased costs related to future benefit increases • 2016 • Decreased assumed earnings rate to 7.5% from 7.85% ($1.9 million) • Prop 124 - Replaced PBI with COLA • 2017 • Decreased assumed earnings rate to 7.4% from 7.5% • Updated mortality tables and other actuarial assumptions • 2018 • Hall -Parker refunds ($1.1 million) 15 5/22/2019 i Current Single Discount 1% Decrease Rate Assumption 1% Increase 6.40% 7.40% 8.40% Total Pension Liability $ 65,687,057 $ 57,022,056 $ 50,044,515 Plan Fiduciary Net Position 33,429,558 33,429,558 33,429,558 Net Pension Liability/(Asset) $ 32,257,499 $ 23,592,498 $ 16,614,957 Every time the assumed earnings rate is reduced 10 by (for instance, from 7.4% to 7.3%), the total pension liability increases by $860,000. 17 5/22/2019 01 Section A — intro *.,)urnrnary of ER Pension Rates Unfunded Valuation Date t fiscal Year Actuarial June 30 Ending lune 30 Normal Cost Accrued Liability Total 2011 2013 12,19% 6,53% 18.72% 2012 2014 12.70 7.63 20.33 2013 2015 12.41 8.19 20.60 2014* (before phase-in) 2016 11.97 12.73 24.70 2014* (after phase-in) 2016 11.97 9.16 21.13 2015 (before phase-in) 2017 11.80 13.52 25.32 2015 (after phase-in) 2017 11.80 11.53 2333 2016 2018 15.61 18.86 34.47 2017 2019 14.29 22.42 36.71 2018 2020 14.15 24.11 38.26 * Beginning with the June 30, 2014 valuation, the rates are for pension only. 1s 01 Impact of Extra Contributions Extra Contribution in June 30, 2017 Pension A. Accrued Liability 1. For retirees and beneficiaries 5 21,020,711 2. For DROP members 1,373,961 3. For inactive/vested members 278,308 $(000) $0 $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000 Irrtpa[t on: 21,154,769 D. Stabilization Reserve E. Net Unfunded Accrued Liability: (C) + (D) 5 21,154,769 F. Funding Ratio: (B) / (A.5) 60.1% - lune 30, 2018 59.9% 61.7% 63.5% 65.3% 67.1% 689% 70.7% 72.5% 74.3% 76,1% 77.9% Funded Status - fYE 2020 2 38.26% 37.12% 35.98% 34.84% 33.70% 32.56% 31.42% 30.28% 29.14% 28.00% 16.86% ConFYE an Rate Based on the June 30, 2018 actuarial valuation, the table above shows the hypothetical change in the funded status and contribution rate due to each additional $1,000,000 in market value. Section B - Funding Results Present Value of Future Benefits and Accrued Liability — Tier 1 & 2 June 30, 2018 5 21,952,632 5,873,785 293,792 39,990,194 (11,088,347) 28,901,847 57,022,056 34,172,618 22,849,438 S 22,849,438 59.9% 0 5/22/2019 10 June 30, 2017 Pension A. Accrued Liability 1. For retirees and beneficiaries 5 21,020,711 2. For DROP members 1,373,961 3. For inactive/vested members 278,308 4. For present active members a. Value of expected future benefit payments 41,534,269 b. Value of future normal costs (11,169,683) c. Active member accrued liability: (a) - (b) 30,364,586 5. Total accrued liability 53,037,566 B. Present Assets (Funding Value) 31,882,797 C. Unfunded Accrued Liability: (A.5) - (B) 21,154,769 D. Stabilization Reserve E. Net Unfunded Accrued Liability: (C) + (D) 5 21,154,769 F. Funding Ratio: (B) / (A.5) 60.1% June 30, 2018 5 21,952,632 5,873,785 293,792 39,990,194 (11,088,347) 28,901,847 57,022,056 34,172,618 22,849,438 S 22,849,438 59.9% 0 5/22/2019 10 5/22/2019 Pension Funded Percents - All Employers at June 30, 2018* so 45 40 37 37 36 35 30 29 25 * 25 20 20 is 13 10 9 6 4 4 5 3 2 2 1 0 i Soo 0.1 M- 0. Funded % 2 employer pension funded percents of lune 30, 2018. 22 11 Section B Funding Resulle. Pension Contribution Projection Fiscal Year Ending Contribution Contribution June 30 Rate Amount (Estimate) 2020 38.23 % $ 2,779,955 2021 37.98 2,930,334 2022 38.00 3,034,493 2023 38.31 3,166,322 2024 38.46 3,289,975 2025 38.21 3,382,989 2026 38.21 3,501,394 2027 38.18 3,621,098 2028 38.17 3,746,854 2029 38.18 3,879,010 2030 38.23 4,020,033 UM 111:W".7-Alu # ­ 21 • Pension Funded Percents - All Employers at June 30, 2018* so 45 40 37 37 36 35 30 29 25 * 25 20 20 is 13 10 9 6 4 4 5 3 2 2 1 0 i Soo 0.1 M- 0. Funded % 2 employer pension funded percents of lune 30, 2018. 22 11 • 2014 • 2018 CQrtinn n — rensus Data Pension Beina Paid Number Averages Averase Pensions Retired Members Service Pensions Annual Pay or $ 945,836 $49,781 Disability Pensions No. Age Service Retirement Allowance Actims 96 39.8 11.9 567,147 Effie x & Benelicuries 24 Children with Guardians 1 40,339 DROP 1 6 200,346 87,756 lrncfiw Vested 9 $1,584,704 $42,830 130 Average Average Age Age Pension Beina Paid Number Avera es Averase Pensions Retired Members Service Pensions Annual Pay or $ 945,836 $49,781 Disability Pensions No. Age Service Retirement Allowance Actives 90 39.8 22.5 $76,726 Retirees & Beneficiaries 37 Children with Guardians 1 42,830 DROP 6 6 200,346 62,689 Inactive/Vested 9 $1,584,704 $42,830 242 Average Average Age Age Pension Beina Paid Number Annual Pensions Averase Pensions Retired Members Service Pensions 19 $ 945,836 $49,781 Disability Pensions 12 438,522 36,544 Totals 31 1,384,358 44,657 Survivors of Members Spouses 5 196,558 39,312 Children with Guardians 1 3,788 3,788 Total 6 200,346 33,391 Total Pension being Paid 37 $1,584,704 $42,830 Average Average Average Age Age Service at Retirement Normal Retired Members 58.7 22.6 52.6 Disability Retired Members 51.0 12.9 42.8 Spouse Beneficiaries 67.1 13.0 :50.7 5/22/2019 12 5/22/2019 26 0 13 Section Census Data Pension Being Paid No. Age Service Retirement Allowance Historical Schedule 49.1 17.1 $57,724 Valuation 5 % Intr. in inactive/Vested 3 Date Annual Annual Average Present Value of Pensions June 30 No. Pensions Pensions Pension Total Average 2009 20 $ 704,147 0.0 % $ 35,2117 $ 7,705,457 $ 385,273 2010 20 723,691 2.8 36,185 7,843,255 392,163 2011 23 850,429 17.5 36,975 9,439,237 410,402 2012 24 971,065 14.2 40,461 11,124,306 463,513 2013 24 971,794 0.1 40,491 11,12S,281 463,553 2014 25 1,055,903 8.7 42,236 14,234,040 569,362 2015 28 1,183,479 12.1 42,267 15,902,132 567,933 2016 31 1,285,577 8.6 41,470 17,504,675 564,667 2017 38 1,588,587 23.6 41,805 22,394,672 589,333 2018 43 1,960,840 23.4 45,601 27,826,417 647,126 LO :4;117_-ili�Lcill.w4:rii.*iC&*]91.1:1.*&IAL4:40 0 25 26 0 13 Averages Annul Pay or No. Age Service Retirement Allowance Actives 4 49.1 17.1 $57,724 Retirees & Beneficiaries 5 27,345 inactive/Vested 3 12 26 0 13 The funded status as of lune 30, 2018 and the computed employer contribution for the fiscal year beginning July 1, 2019 are shown below: Tier 1 &Tier 2 Members. Averages Pension Health Total Employer Contribution Rate Funded Status 59.94% 45.4% 0.000/0 137.1% 59,94% 47.0% Valuation Date Contribution for Fiscal Year ending June 30, 2017 June 30, 2018 2019 2020 Tiers 1& 2 Members Pension Rate Dollar Rate dollar Nonoral Cost Service Pension Normal Cost 10.93% $ 27,215 10.40% $ 24,013 Disability Pension Normal Cost 0.34% $ 847 0.32% $ 739 Survivors of Active Members Normal Cost 0.66% $ 1,543 0.62% $ 1,432 Refund of Member Accumulated Contributions 3.03% $ 7,544 3.04% $ 7,019 Total Normal Cost 14.46% $ 37,249 14.38% $ 33„203 Total Employee Cost (7.96%) $ 119,8201 (7.96%) $ (18,379) Employer Normal Cost Employer Amortization of Unfunded Liabilities Total Employer Cost ( Pension) 7.00% $ 17,424 54.36% $ 13S,352 6L36% $ 152,781 5.42% $ 14,823 53.52% $ 123,575 59.44% $ 138,398 III 5/22/2019 14 Phil Coleman, Employer Relationship Manager PColeman@psprs.com Dave DeJonge, Deputy Administrator DDejonge@psprs.com Trustee Qualification Highest standards for trustees • Non-PSPRS members: "... independent, qualified professionals who are responsible for... fiduciary duties... preserve and protect the fund and shall have at least ten years' substantial experience as any one or a combination of the following: • A portfolio manager acting in a fiduciary capacity ■ A securities analyst ■ senior executive/principal of a trust institution, investment organization or endowment fund acting either in a management or an investment -related capacity • A chartered financial analyst in good standing as determined by the chartered financial analyst institute • professor or instructor at the college or university level in the field of economics, finance, actuarial science, accounting or pension -related subjects • Economist ■ Senior executive engaged in the field of public or private finances or with experience with public pension systems ■ senior executive in insurance, banking, underwriting, auditing, human resources or risk management 29 30 5/22/2019 15 Trustee Qualificatiory Who manages PSPRS? ■ 9 -member Board of Trustees • Split between 4 PSPRS "members," 4 public agency reps, 1 appointee • 5 appointed by governor, 2 by Senate President, 2 by House Speaker — all nominated by direct stakeholders • 2 law enforcement, 2 firefighters (each having at least one elected local board member) ■ 3 members representing cities and towns... "shall represent taxpayers or employers and may not be members..." ■ 1 member representing counties... "shall represent taxpayers or employers and may not be members..." ■ 1 member appointed by governor, nominated by trustees 31 Meet the Tr r , *- A. :0- ■ Chairman Will Buividas — Phoenix Police officer, rep for the local PSPRS board, member of the city Deferred Compensation Board, chairman of the Phoenix Healthcare Benefits Trust Board, also chairman PSPRS Defined Contribution Committee. Masters degree in finance. Appointed by Sen. Biggs. ■ Jim Ameduri — CEO and Managing Partner of Alize Ventures and a global investment expert with three decades of business and investing experience. Director of ESalt Media Technologies; Chairman of the Board for Capax World, Director of the Arizona State University Foundation Investment Committee; Director of the Arizona Community Foundation, where he serves on the Investment and Special Assets Committees. Appointed by House Speaker Rusty Bowers. ■ Scott McCarty - City of Queen Creek finance director and League of Arizona Cities and Towns Pension Task Force chairman. More than 30 years of government budgeting and financial management. Appointed by Senate President Steve Yarbrough. ■ Harry A. Papp — Managing partner of L. Roy Papp & Associates with almost 40 years experience as a portfolio manager and securities analyst. Chartered Financial Analyst and former acquisition manager of G.D. Searle & Co. Also board member for State Board of Investment. Appointed by Governor Doug Ducey. 32 5/22/2019 16 Meet the Vice Chairman Mike Scheidt —Tempe firefighter who has served on the Tempe local board, the city's Deferred Compensation Board and the Arizona Firefighters Health Care Trust board. Appointed by House Speaker David Gowan. Dean Scheinert — Thirty -plus years of experience with investment management and capital markets, including terms as senior vice president for J.P. Morgan Chase Private Bank and U.S. Bank. Chartered Financial Analyst and currently Chief Advancement & External Affairs Officer with Western Spirit: Scottsdale's Museum of the West. Appointed by Gov. Ducey. Don Smith - Former (15 year tenure) chief executive officer of Copperpoint Insurance and former deputy secretary of Pennsylvania Department of Labor and Industry. Appointed by Gov. Ducey. Section C — Fund Asset Development of Tier 1 & 2 Pension Funding Value of Assets (7 -Year Smoothing) Year Ended lune30: 21118 2019 2020 2021 2022 2023 2724 A Funding Value Beginning of Year S 7,062,649,981 B_ Market Value End of Year 7,284,7116,674 C. Market Vakw Beginning of Year 6,841,326,541 m Nan lovestmett Net Cash Flaw (34,OS2, 612) E. irnestrnest trwAx ne El. Tota L- B -C -D 477,511,745 E2. Annout for immediate Recognition: (7.40%) 521,376,190 E3. Amoxt la, Phased -in Recognition: E3 -E2 (43,864,445) F_ Phased -in Recogrttionof Investment Income F1. Qrrenrt Year. E317 (ry266,349) F2. First Prior Year 33,380.149 S (6,266,349) F3. Second Prior Year 464,250,729) 33,380,149 S (6,266,3491 F4. Thlrd Prior Year (36.894,248) (64,250,7291 33,380,149 S (6,266,349) F5. Fourth Prior Year 33„458,496 (36,894,248) (64,250,729) 33,380,149 S (6.266,3491 F6. Fifth Prior Year 9,542,555 33,458,496 (36,894,248) (64,250,729) 33,380,149 S (6,266,349) 1`7. Simi, Prior Y." _... ._...(72,234,303) 9,542,556 33.458.496 (36,894,251) (64,250.726) 33.380,148 S (6,266,351} F8_ Total Recognized investment Gain (103,264,429) (31,030.125) (40.572,681) (74,031,180) (37,136.926) 27,113.799 (6,266,351) G. kxx*g Value End of Year GL PrellmkwV Funding Value End of Year: (MD.E2411-7) 7,446,720,138 GZ Upper Corridor(120% x el 8.741„744,009 63. tower Corrido,. tW Lx 6) 5,827.829,339 014. fid d Year. (012 stiject to rtax d G2 arW min of 013) 7,446,710,138 N. Difference Between Market Value 8 fun," Vak.: (8-014) (161.923,464) (130,893,339) (90,320,658) (16,289,478) 20,847,418 (6,266,351) O F_ Market Rate of Return 7.0% k Recognized Rate of Return 5.9% IC Ratioof Fudkg Value to Market Value 302.2% L Market ValueofAssetsfor0M ion 33.429,558 M_ Funding Vakw of Assets for Division 34,172,618 34 5/22/2019 17 5/22/2019 Section D — Census Dat,, Tier 1&2: Tier 3: Years of Service Avera es ralges Total Annual Pay or 0-4 5-9 10-14 No. Age Service Retirement Allowance Actives 90 39.8 12.5 $76,726 Retirees & Beneficiaries 37 1.0 $S3,S87 42,830 DROP 6 1 0 62,689 Inactive/Vested 9 1 0 Inactive/Vested 142 10 i Tier 3: Section D — Lensus Data Active Members Tier 1 & 2 Members in Active Service as of lune 30, 2018 by Years of Service Years of Service AV ralges Total Average 0-4 5-9 10-14 15-19 20-24 Annual Pay or 30&Up No. Age Service Retirement Allowance Actives 1 23.5 1.0 $S3,S87 Retirees & Beneficiaries 0 1 0 DROP 0 9 1 0 Inactive/Vested 0 10 i 60,958 30-34 7 8 Section D — Lensus Data Active Members Tier 1 & 2 Members in Active Service as of lune 30, 2018 by Years of Service Years of Service Total Total Average 0-4 5-9 10-14 15-19 20-24 25-29 30&Up Age Count Pay Pa Under 25 1 1 $ 57,470 $ 57,470 25-29 9 1 10 609,578 60,958 30-34 7 8 2 17 1,143,750 67,279 35-39 3 2 10 2 17 1,324,173 77,893 40-44 8 7 3 18 1,442,340 80,130 45-49 2 4 5 it 929,041 84,458 50-54 1 1 5 2 3 12 1,071,600 89,300 SS -59 1 1 1 3 257,554 85,851 60-64 1 1 69,816 69,816 65 and over 0 0 Total 1 201 121 241 191 101 4 1 11 90 1 $ 6,905,322 1 $ 76,726 Census Data Active Members Tier 3 Members in Active Service as of lune 30, 2018 by Years of Service Census Date Retirees and Beneficiaries Tier 1 & 2 All Retirants and Beneficiaries June 30, 2018 by Attained Ages Years of Service femaits Total Total Average 0-4 S-9 10-14 1S-19 20-24 2S-29 30&Up Age Count Pay Pa Under 25 1 0 5 O O S O O 5 O 1 $ 53,587 $ 53,587 25-29 O O 0 30-34 0 0 0 o 0 0 30-34 0 0 O 0 0 0 40-44. 1 0 0 35-39 2 64,67S 45-49 7 279,643 1 34,336 8. 0 0 40-44 164,341 2 66,087 6 230,228 SS -S9 5 248,700 0 0 45-49 283,893 60-64 4 262,275 4 161,604 8 423,879 0 0 50-54 2 44,009 3 83,366 70-74 1 45,240 1 0 0 55-59 75-79 1 49,245 1 54,328 2 103,573 8084 0 0 60-64 0 0 0 85-89 O 0 0 0 0 0 65 and over O 0 0 O 0 O 95-99 0 0 0 Total 1 0 100 and Over O 0 0 0 1 $ 53,587 $ 53,587 Census Date Retirees and Beneficiaries Tier 1 & 2 All Retirants and Beneficiaries June 30, 2018 by Attained Ages 5/22/2019 19 Maps femaits Total Annual Annual Annual Attained AMPOS No. benefits No. benefits No. "noflts Under 25 0 5 O O S O O 5 O 25-29 O O O O O 0 30-34 0 0 0 o O 0 35-39 0 0 O 0 0 0 40-44. 1 28,526 1 36,149 2 64,67S 45-49 7 279,643 1 34,336 8. 313,979 SO -S4 4 164,341 2 66,087 6 230,228 SS -S9 5 248,700 1 35,193 6 283,893 60-64 4 262,275 4 161,604 8 423,879 65-69 1 39,357 2 44,009 3 83,366 70-74 1 45,240 1 35,871 2 81,111 75-79 1 49,245 1 54,328 2 103,573 8084 O O 0 0 0 0 85-89 O 0 0 0 O O 90-94 O 0 0 O 0 O 95-99 0 0 0 0 O 0 100 and Over O 0 0 0 0 O Totals 24 S 1 117 127 13 467.577 1 37 1584 704 5/22/2019 19 Development of Tier 3 Pension Funding Value of Assets (S -Year Smoothing) Year Ended lune 30: 2018 2019 2020 2021 2022 A. Funding Value "Inriing of Year $ O B. Market Valle End of Year 3,198.018 C Market Value Begiming of Year O D. Non Investment Net Cash Flow 3,091,661 E. Investment Income EI. Total "-0 106,357 E2.Amount for Immediate Recognition: (7.00%) 108,209 E3. Amount for Phased -in Recognition: E112 F. Phaseddn Recognition of 1rwL-Ament Income Fl. Current Year: E3 J 7 (370) F2. First Prior Year O $ (370) F3. Second Prior Year 0 0 $ (370) F4. Third Prior Year 0 O 0 $ (370) FS. Fourth Prior Year O O O O S (371) F6. Total Recognized irvestmem Gain (370) (370) (370) (370) (371) G. ttrlldrlg Vallelnndor Year 61- Preliminary Furling Value End of Year.(A+D+E2+F1:F5) 3,199,499 GL Upper Corridor: (120%x B) 3,837,622 G3. [ower Corridor: (80%x B) 2,556,414 G4. End of Year: (GI subject to max of G2 and min of G3) 3,199.499 H. Difference Between Market Value & Funding Value: (8-G4) (1.481) (hili) (741) (371) O 1. Market Rate of Return 6.9% I. Recognized Rate of Return 7.0% K Ratloof Funding value to Market Value 100.0% L Market Value of Assets for Division 1,634,595 M. Funding Vakm of Assets for Division 1,635,349 Ppncz,inn flond "studies" The "studies," alternative assets and the "fees" Common narratives and conclusion Plans with alt assets do not outperform traditional portfolios - Plans with alt assets are wasting money on fees What the studies miss or neglect "Outperformance" is not necessarily the goal Avoiding risk of investment loss is the goal n In most cases, "fees" are actually an investor fronting operating costs for a fund manager Returned to the investor — with interest! "Carried interest" — fund manager compensation rewards performance; usually 20 percent of return above 8 percent 5/22/2019 20 • Why does PSPRS invest in asset classes that generate fees when there are cheaper options? ■ Because it's worth it —pay for performance ■ Diversity reduces risk and protects employers ■ Highest performing assets ■ Ex. Private equity generated 16 -plus% return over last 5 years ■ More than double the Assumed Earnings Rate of 7.4% ■ "Fees" paid by PSPRS are often reimbursed —with interest ■ CAFR reports have no way to report future reimbursements ■ We're haggling over price ■ Arizona Auditor General 2015: PSPRS saved $40 million in fees by negotiating with fund managers Correcting the Record Separating fact from fiction ■ FICTION: PSPRS Investment and administrative expenses are exorbitant ■ FACT: Each year, PSPRS pays 0.5 — 0.6 percent in investment fees — and many "fees" are returned in later years with interest ■ FACT: Performance "fees" or carried interest are fund managers' share of created value — not investor capital ■ FACT: Research of U.S. public pension plans reveals .09 percent administrative/staff expenses are average ■ FACT: Research of U.S. public pension PSPRS staff to membership ratio is average 41 42 5/22/2019 21 PSPRS industry recognition ■ November 2018: Portfolio managers Shan Chen and Bill Thatcher named among "Top 30 Public Pension Institutional Investors" by Trusted Insight magazine ■ 2017 and 2016: CIO Ryan Parham among "Top 30 CIOs" by Trusted Insight magazine ■ May 2017: PSPRS named "Allocator of the Year" by Institutional Investor magazine June 2016: Nominated "Small Pension Plan of the Year" by Institutional Investor magazine ■ April 2016: CIO Ryan Parham nominated "CIO of the Year" by Institutional Investor magazine • 2016: In-house investment attorney Jennifer Eichholz nominated for Arizona Corporate Counsel Award by Arizona Business Magazine 43 5/22/2019 04PA